Group Dental Insurance is one of the most requested benefit coverage. Many employers elect to provide this type of insurance for their employees. There is also the option of offering dental insurance as a voluntary option paid by the employee through payroll deductions.
Dental plans can vary, but most dental plans offer full coverage with a 100% benefit for preventive exams & cleanings, an 80% benefit for basic services such as fillings and root canals, and 50% benefit for major services and prosthodontics such as dentures, crowns, etc.
Often a dental insurance company will provide a dental ‘buy-up’ plan. This type of plan allows the employer to purchase a base plan for their employees and allows the employees to purchase additional benefits as they desire or need.
Another option is called a ‘dual-option’ plan. This plan allows each of your employees to choose a basic or comprehensive plan based on their particular needs. Since this is a voluntary benefit, each employee is free to choose the coverage needed for themself or their family.
GPS Insurance Agency, LLC offers free, comparative quotes on group dental insurance from multiple insurance carriers so you can get the best possible rate whatever your group size or benefit goals.
Want to see how much we can save you and your business? Just request a quote to find out.